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Who are we:

We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.


We are the place for you, if:

You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You can collect and analyze lots of data and feed in just the right amount of intuition to make sound decisions. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions and are comfortable challenging anyone or any idea.


The position

We are currently seeking to expand our fast-growing Decision Science team and as such, we are looking for a Data Scientist (DS) to join us. You will help us build and improve upon our customer decisioning strategy and journey.



  • Transform business cases to data science (DS) tasks
  • Identify (DS) opportunities based on data availability
  • Support and lead the team regarding technical innovation – algorithms, tools, etc.
  • Hands-on statistical programming
  • Credit Risk Scorecards development – application, behavior, etc.
  • Management-ready action points – transform the DS results into comprehensible and actionable insights
  • Knowledge sharing




  • University degree or equivalent standard with a high numeric content: statistics, econometrics, business administration/ economics, mathematics, finance, etc.
  • 2+ years of experience in the analytics field – very strong statistical background along with portfolio of business cases solved leveraging advanced analytics techniques
  • Experience with R, Python or similar


  • Experience with hands-on credit risk scorecards development
  • Domain knowledge in credit risk working for a banking or non-banking financial institution
  • Experience with big data tools – SPARK, Hive, AWS, etc


This job is perfect for you if you

  • Enjoy adding structure and developing approaches to ambiguous problems
  • Are a self-starter, take initiative, work collaboratively, and can self-manage in ambiguity
  • Have excellent verbal and written communication skills
  • Are excel and numbers-savvy and very detail oriented


You will not enjoy this job if you

  • Work best in structured, hierarchical settings
  • Require clear, pre-set deliverables and constant direction
  • Are used to working in/with a large team


What’s in it for you:

You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.



You can send your documents to Nikolay Nikolov, e-mail: nikolay.nikolov@centrycs.com or apply here.